Financial Life On One Page (FLOP) Public
Tracking financial assets across multiple years, this sheet provides a comprehensive overview of personal finances from 2022 to 2026. Key categories include real estate, cars, and various investment accounts such as 401(k)s and Roth IRAs. Each year features detailed entries with estimated cash values, account types, and notes for better financial planning. Notable entries include a house valued at $670,000 in 2026 and various mutual funds and stocks with specific share prices. This resource serves as a valuable tool for individuals looking to manage and analyze their financial life effectively.
Content article
In the Financial Life On One Page (FLOP) spreadsheet, various financial assets and liabilities are detailed across multiple years, providing a comprehensive view of financial status from 2022 to 2026.
2026 Assets include a house valued at $670,000, two cars with estimated values of $8,500 and $5,000 respectively, and several investment accounts. The 401(K) accounts total $50,000, while the spouse's 401(K) holds $25,000. Additionally, there is a Roth IRA valued at $10,000. Other accounts show $1,000 in checking, $500 in a second checking account, and $10,000 in savings. Other assets include a wedding ring worth $2,000 and miscellaneous household items valued at $5,000, leading to a total asset value of $787,000.
2026 Liabilities reveal loans including $15,000 for the first car, $10,000 for the second car, and $50,000 in student loans. The mortgage stands at $470,000, with credit card debts of $5,000, $10,000 owed to Grandma, and $2,000 for a second credit card, culminating in total liabilities of $562,000. The assets under management (AUM) for this year are reported at $225,000.
2025 Assets show a slight increase in the house’s value to $640,600, with car values remaining consistent at $8,935 for the first car and $5,000 for the second. The investment accounts remain unchanged, with the 401(K) at $50,000 and the spouse's at $25,000. The Roth IRA still holds $10,000. Checking accounts total $1,000 and $500, with savings at $10,000. The wedding ring and miscellaneous household items are valued at $2,000 and $5,000 respectively, resulting in total assets of $758,035.
2025 Liabilities remain the same as the previous year, with car loans of $15,000 and $10,000, a $50,000 student loan, and a mortgage of $470,000. Credit card debts total $5,000, $10,000 to Grandma, and $2,000 for a second credit card, leading to total liabilities of $562,000. The AUM for 2025 is $196,035.
2024 Assets reflect a significant decrease in the house value to $150,000. The first car is valued at $15,000, while the second car is at $7,000. In investments, mutual funds are detailed with Mutual Fund #1 valued at $6,186 and Mutual Fund #2 at $7,839. The stock broker Roth IRA includes stocks with varying values, such as Stock #1 worth $7,332 and Stock #2 at $705. Other investments include a 401(K) worth $20,000 and a 403(b) at $10,000, alongside an emergency fund of $5,000. Checking and savings accounts hold $72 and $105 respectively, with a money market account at $1,055.99. Other assets include a wedding ring valued at $4,000 and miscellaneous household items at $2,000, culminating in total assets of $238,135.21.
2024 Liabilities show a car loan of $12,000, a $10,000 student loan, and a mortgage of $145,000. There are no outstanding amounts on credit cards, leading to total liabilities of $167,000. The AUM for 2024 stands at $71,135.21.
2023 Assets mirror many of the previous year's figures, with the house valued at $150,000, the first car at $15,000, and the second car at $7,000. The mutual funds remain consistent with Mutual Fund #1 at $6,186 and Mutual Fund #2 at $7,839. The stock broker Roth IRA includes stocks valued similarly to 2024, with Stock #1 at $7,332 and Stock #2 at $705. The 401(K) and 403(b) accounts are both valued at $20,000 and $10,000 respectively, with an emergency fund of $5,000. Checking and savings accounts hold $72 and $105, alongside a money market account of $1,055.99. Other assets include a wedding ring at $4,000 and miscellaneous household items at $2,000, totaling $238,135.21.
2023 Liabilities are consistent with those of 2024, showing a $12,000 car loan, a $10,000 student loan, and a mortgage of $145,000, with no credit card debt, leading to total liabilities of $167,000. The AUM for this year is also $71,135.21.
2022 Assets are identical to those in 2023, with the house at $150,000, cars valued at $15,000 and $7,000, and mutual funds valued at $6,186 and $7,839. The 401(K) and 403(b) accounts are at $20,000 and $10,000, with an emergency fund of $5,000. Checking and savings accounts hold $72 and $105, alongside a money market account of $1,055.99. Other assets include a wedding ring worth $4,000 and miscellaneous household items at $2,000, totaling $238,135.21.
2022 Liabilities are also consistent, with a $12,000 car loan, a $10,000 student loan, and a mortgage of $145,000, with no credit card debt, leading to total liabilities of $167,000. The AUM for 2022 is $71,135.21.